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“A modified answer here, given that some have dual citizenship or at least reside considerably in this and another country, as well. Most funds should be in U. S. Financial institutions (especially solid credit unions rather than banks when possible). Some money can be in the financial institutions of another country as long as the person putting it there is also a citizen or resident of that country--especially for living expenses.”

From a Democrat in Berkeley, CA
In reponse to: Should citizens be allowed to save or invest their money in offshore bank accounts?

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Yes